If you decide to prepare your chapter 7 bankruptcy in michigan using upsolve the online questionnaire will populate your answers directly into the forms when you are filing chapter 7 bankruptcy in michigan you will be doing so in one of two districts the eastern district of michigan or the western district of michigan both of which have . Bankruptcy information stays on a credit report for 10 years it can also make it difficult to get credit buy a home get life insurance or sometimes get a job types of personal bankruptcy federal courts have jurisdiction over all bankruptcy laws so youll file a petition in a federal bankruptcy court. We are the leading law firm in helping you decide whether to file bankruptcy or avoid it bankruptcy isnt for everyone and we want you to know you have options whether you are a low wage worker or a small business owner relief is guaranteed to you by law. Although a bankruptcy stays on your record for years the time to complete the bankruptcy process under chapter 7 from filing to relief from debt takes only about 3 6 months if you decide against chapter 7 when it may be the right decision for you your missed debt payments defaults repossessions and lawsuits will also hurt your credit . The first municipal bankruptcy legislation was enacted in 1934 during the great depression pub l no 251 48 stat 798 1934 although congress took care to draft the legislation so as not to interfere with the sovereign powers of the states guaranteed by the tenth amendment to the constitution the supreme court held the 1934 act unconstitutional as an improper interference with the
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